Rightarmbad,
First, let me say that I come from a career at sea operating everything from boats as small as 21' to as large as 378'. On every vessel preventative maintance was of the highest priority, but on rare occasion something would fail. But, we had training, spare parts, and redundancy to assist in getting home. For example most ships had two steering pumps, if one fails you switch to the second while repairs are made to the first. When operating thousands of miles from land don't you want to be able to make it back to port? For me the same mindset applies when paddling at sea, without any outside assistance available I want the option to be able to get back. Help is not always an option!
Your car, climbing, and bridge analogies are off point. Your car breaks down you call for assistance or walk home. That is not an option when too far from shore to swim in or help cannot be contacted. Climbing ropes are constructed to a fall standard are they not? Can't say that about surf skis! And for bridges, here in the US we recently had an interstate highway bridge collapse in Minnesota killing and wounding many drivers. Need I say more?
"Steering systems that can fail should simply not be tolerated." Your writing gives me the impression that it is the manufacturers responsibility to make a failsafe steering systems. I would not disagree, but until such time comes paddlers will have to fend for themselves. If you want to make the choice not to have a back up safety steering system on your own boat then that's fine. But that is your choice. You probably SHOULD NOT try to persuade others not to do so based on the guise of faulty engineering or manufacturing, it is better to err on the side of safety. Remember, each paddler is ultimately responsible for there own safety. If it takes a simple foam insert, a short section of bungee, or any other possible method to get someone home safe then I'm all for it.
We can hope that better and safer steering is in the future but until then I'll keep my little bungee back up right where it is.