For those who make the mistake of maxing out the card, it will end up costing a lot of money when the interest rate changes. The best thing to do with these cards is to keep the balance low when the introductory rates are going to increase. When the time comes for the credit card interest rate to

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The next time your customer asks for something extra or something different, needs a little more care, compassion or effort, you can tell them it is "99 percent difficult" - or you can deliver the 1 percent. Remember that most, if not all, 0 percent cred